Dubai salesman defrauded the bank of Dh180,000

The representative collected the papers and handed them to the department concerned before the approval came and the man was provided with a credit card.

Two months later, the 39-year-old visited the bank again and applied for a Dh130,000 personal loan, the approval of which was issued based on similar papers.

Once the money was deposited in the salesman’s bank account, the management discovered the forgery in the submitted papers and reported him to the police.

On Thursday, the Dubai Court of First Instance convicted the 39-year-old of forging photocopies of a residence visa, Emirates ID, passport, salary certificate, bank statement and two applications for a bank loan and a credit card. He was additionally convicted of forging papers to swindle Dh180,000.

Presiding judge Urfan Omar said the forged papers will be confiscated and the accused will be deported following the completion of his punishment.

Court records showed that the defendant had been involved in a similar case in which he defrauded another bank of Dh300,000.

The accused had pleaded not guilty in court.

The Sudanese bank representative testified that the defendant first applied to obtain a credit card, the limit of which was Dh50,000, and presented the required documents.

“The papers were given to the credit facilities section that issued the approval and the defendant collected his credit card. Two months later, he applied for a bank loan and submitted the required papers. The forgery was discovered after the money had been transferred to his bank account,” he said.

A policeman said that the accused admitted to him during questioning that he obtained Dh180,000 using forged papers.
The defendant is currently serving a two-year imprisonment for defrauding another bank of Dh300,000.

Records show the 39-year-old is also being tried for his involvement in a third case of the same nature as well.

Thursday’s ruling remains subject to appeal within 15 days.