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Bank increases credit card charges from February 10

Mumbai: Private sector bank in the country, ICICI Bank has announced that the credit card charges will be increased from February 10. ‘Dear Customer, effective 10-Feb-22, the fee structure on your ICICI Bank Credit Card shall be revised. For more details on MITC, visit bit.ly/3qPW6wj’, it said a statement.

The bank  has increased the fee charged to customers in case of cheque returns. The bank has announced that it will charge 2% of the total due bill (minimum of Rs 500) in case of a cheque return. It has also revised the charges on cash advances. Starting from February 10, ICICI Bank credit card customers will have to pay 2.50 per cent on cash advance, subject to a minimum of Rs 500.

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The bank has also revised the auto-debit return fee. Customers will now have to pay a 2% of the total amount due (minimum Rs 500) in case of auto-debit return. Late payment charges were also increased depending on the total amount due.

Late payment charges on various bill amounts are mentioned here:

Between Rs 100 to Rs 500 – Rs 100

Between Rs 501 to Rs 5000 – Rs 500

Between Rs 5,001 to Rs 10,000 – Rs 750

Between Rs 10,001 to Rs 25,000 – Rs 900

Between Rs 10,001 to Rs 25,000 – Rs 1000

More than Rs 50,000 – Rs 1200

Moreover, customers will have to pay Rs 50 plus GST in addition to the above-mentioned charges.

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