Know how to link a credit card to BHIM UPI

Mumbai: The Unified Payments Interface (UPI)  is  the most popular payment  platform in the country. National Payments Corporation of India (NPCI) has  now allowed UPI users to make UPI payments using their bank account, debit card and RuPay credit cards. . Last year, the Reserve Bank of India (RBI) allowed users to link their RuPay credit cards with UPI apps.

NPCI has recently collaborated with Google Pay and enabled integration of with UPI. This integration allows users to make payments using their credit card, just by scanning the merchant’s QR code, without having to carry their card with them anywhere.

The  NPCI (National Payments Corporation of India) announced that it has enabled important aggregators like BharatPe, Cashfree Payments, Google Pay, Razorpay, Paytm, PayU and Pine Labs. Apart from the BHIM app, the RuPay credit cards of some banks have gone live on select UPI apps like PhonePe, Paytm, Google Pay, Slice, MobiKwik, PayZapp and Freecharge.

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Steps to link a credit card to the Bharat Interface for Money (BHIM) UPI app:

You will have to set up your BHIM UPI account by registering your bank account which is linked to your mobile number.

Now Setup a 4-digit passcode to safeguard all the transactions

Now launch the BHIM UPI app

There, tap on the ‘Bank Account’ icon on the top left.

Now tap on the + icon which is placed in the bottom-right corner

There, select the ‘Credit Card’ option

Continue to type the credit card bank account which you would like to add to the platform

Now follow the rest of the steps.

In the end, one will receive an OTP on the linked number for verification

Once, it is done, you are all set to use BHIM UPI app