Mumbai: Online banking scams have become common today. These scams are increasing as most people use online banking. People prefer online banking as it gives you the flexibility to pay bills, check your account balance, or even transfer money with the help of your smartphone.
Here are some of the most common and growing online scams you should know:
Banking scams: This is one of the most convenient scams for cyber criminals. Hackers use several ways to gain access to your bank accounts.
Phishing: Phishing means hackers trying to trick users into doing the wrong thing. This kind of online scam lets the fraudsters send you a text message or email which looks similar to the one which was sent by the bank. The email sent by hackers might ask you to make a call to the fake customer service whose number is available. Sensitive information like your Social Security number (SSN) or your date of birth must not be shared by the user.
Identity theft: Hackers try to access to your bank account by stealing or guessing your password. If the hackers manage to log in to your account, they can use the sensitive information for personal gain. The identity theft could open credit card accounts in your name, they may purchase merchandise or could even transfer money from your bank account.
Computer viruses: This scam includes an attachment in the mail, which may include fraudulent antivirus software, which, if in case you download, it may infect your device with the malware. Malware could hack and view the data from your device and use it to get access to the bank and other financial information.
Public Wi-Fi networks: Public Wi-Fi gives flexibility to hackers, to get access to personal information. It could be very easy to hack the device of the users if, in case they are using private information on an open network which does not require a password.
Also Read: Simple tips to protect yourself from OTP scams
Here are 7 ways to protect you from being hacked by the cyber-criminal:
Download verified apps: Avoid downloading any app and instead, use the verified apps only.
Authorized websites: Never click on the links given on any impostor websites which may look professional or instead, may carry a similar domain alike the original one in the URL, but you have to notice the lock icon to know if the website is secured and authorised or not.
Use secure connections only: Public WiFi is always a bad option and it is very easy to hack it and use the personal information of the users. One must always use a secured network to keep personal data safe for the users.
Be vigilant while using the card: Card payments must always be made securely and with the private network only. Also the POS (point on Sale) machine- before using, you must have faith that it is 100 per cent genuine.
Security software for phones/computers: You must always use security software on your handset or computer, which protects your device from being hacked, or ruined by hackers.
Never share your personal information with a random person: Never share your personal information with any unknown source.
Users must update their PC, laptop, and mobile security to save them from any fraudulent activity.
Always set up strong passwords on your device, relatively longer ones- with a combination of letters, special characters, and upper and lowercase numbers. Also change the passwords regularly.
Never click on suspicious links : Do not click on any unknown link, which might hack your device, get access to the bank account and rob you, or even use your personal information for fraudulent purchases, which the users are unaware of
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