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New Delhi: The Indian Railway Catering and Tourism Corporation (IRCTC) offers travel insurance for train passengers. The insurance will cost 35 paise per passenger and it offers a coverage of Rs 10 lakh. This travel insurance is optional and the passengers need to avail it while booking reserved tickets.
Benefits of Availing IRCTC Travel Insurance:
1) Death Benefit: If the insured sustains accidental bodily injury during the trip resulting in death within 12 months, 100% of the sum assured is payable.
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2) Permanent Total Disability Benefit: If the insured sustains accidental bodily injury during the trip resulting in permanent total disability within 12 months, 100% of the sum assured is payable.
3) Permanent Partial Disability Benefit: If the insured sustains accidental bodily injury during the trip resulting in permanent partial disability within 12 months, 75% of the sum assured is payable.
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